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Business Guide
šŸŽRefer & Earn: Karo Coins Partner Program

Karo Coin Rewards: Payout Tiers, 15-Day Holding Period & Calculations

Understand the complete referral earnings matrix across Starter and Pro plans, billing cycles, the 15-day verification period, and payout math.

Last updated on Sep 2, 2026• Verified for Karo Simple v2

#The Complete Referral Rewards Earnings Matrix

How many Karo Coins do you earn when someone signs up through your link? The payout depends on which plan they buy and which billing frequency (Monthly, Half-Yearly, or Yearly) they choose.

Here is the complete official reward schedule:

  • Starter Plan (Monthly): 200 Karo Coins (worth ₹100).
  • Starter Plan (Half-Yearly): 600 Karo Coins (worth ₹300).
  • Starter Plan (Yearly): 1,000 Karo Coins (worth ₹500).
  • Pro Plan (Monthly): 600 Karo Coins (worth ₹300).
  • Pro Plan (Half-Yearly): 1,000 Karo Coins (worth ₹500).
  • Pro Plan (Yearly): 1,600 Karo Coins (worth ₹800).
Real-World Earnings Calculation

Imagine you recommend Karo Simple to 3 fellow business owners in your market: • Sunita (Boutique owner) buys Starter Monthly: you earn 200 coins. • Ramesh (Dental clinic) buys Pro Yearly: you earn 1,600 coins. • Kavita (Cafe founder) buys Starter Yearly: you earn 1,000 coins. Total Earned: 2,800 Karo Coins (worth ₹1,400 in direct cash rewards) from just 3 quick conversations!

šŸ“ø Visual Guide: Screenshot 3 - Referral Earnings Table & Plan Matrix

The visual reward matrix card showing coins earned per plan tier. šŸ” What is shown: • Clean breakdown table displaying Starter vs Pro rows. • Columns for Monthly, Half-Yearly, and Yearly rewards. • Green badge highlighting top earning tier: "Pro Yearly = 1,600 Coins (₹800)".

#Why Yearly Plan Referrals Earn 5x to 8x More

When speaking with peers, always emphasize the benefits of our Yearly plans. Not only does the referred business owner get a substantial discount on their annual software costs, but you also earn up to 8 times more coins compared to a single monthly referral.

A single Pro Yearly referral yields 1,600 coins (₹800), crossing your redemption threshold immediately in a single transaction!

#The 15-Day Verification Holding Period Explained

When your referred friend completes their payment, you might wonder: why are coins not credited to my wallet immediately today?

  • Payment & Fraud Audits: All referral reward programs in the software industry enforce a holding window to account for payment clearances, duplicate transactions, and customer money-back guarantee buffers.
  • The 15-Day Timeline: Your coins remain in PENDING status for exactly 15 days following the payment date. On the 16th day, the coins automatically graduate to REWARDED status and appear in your spendable balance.
Timeline Example

Ramesh purchases Pro Yearly on September 1st. You see his business name appear in your table marked PENDING with 1,600 coins. On September 16th (15 days later), his entry switches to REWARDED and 1,600 coins are deposited into your active wallet.

šŸ“ø Visual Guide: Screenshot 4 - Coin Balance & Rupee Equivalent Display

The top right wallet balance badge showing coins and Rupee equivalent. šŸ” What is shown: • Gold coin icon with total balance: "1,600 Coins". • Green subtext showing exact cash conversion: "₹800 Value". • Progress indicator toward next redemption milestone.

#Frequently Asked Questions

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